You can deposit money with a credit card.

a credit card can deposit money into it, and the amount deposited into the credit card is called overpayment. Briefly introduce the overpayment:

1. Some banks will charge a handling fee when withdrawing the overpayment, of which the handling fee of Agricultural Bank of China is 1% of the withdrawal amount, the handling fee of Xingye and Ping An is .5%, and China, Industry and Commerce, Construction, Transportation, People's Livelihood and China Everbright Bank are exempt from handling fees when withdrawing from peers in the same city;

2. Overpayment is accumulated on the credit line, which will be used first when spending credit cards.

3. There will be no deposit interest for overpayment in your card.

Extended information

The advantages of credit card are as follows:

1. You can overdraw your consumption without deposit, and you can enjoy an interest-free period of 2-56 days to repay the interest on time without any charge.

2. swiping your card while shopping is not only safe and convenient, but also a bonus gift.

3. special merchants who hold cards in banks can enjoy discounts.

4. Accumulate personal credit and add credit records to your credit file, which will benefit you for life.

5. Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card at ATMs and POS machines with UnionPay logo.

6. credit card spending, some credit cards get existing points, and various discounts and lottery activities throughout the year, so that you can always be surprised as long as you use the card.

7. Send the statement free of charge every month, so that you can grasp every consumption expenditure transparently.

8. Unique supplementary card function, suitable for husband and wife to manage money together, or to master the financial expenditure of their children.

9. The freely chosen form of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.

1.4 telephone or 5-digit short number with the prefix of "9" provides 24-hour service, and the loss will take effect immediately, with zero risk of card loss.

11. It is known that domestic credit cards are generally valid for three or five years.

12. Use the third-party platform for business cooperation and provide preferential services for cardholders.

Baidu encyclopedia-credit card