1. Not qualified: there are restrictions on applying for a credit card, such as industry restrictions, the applicant's age, working years, salary income, etc. , those who do not meet the standards will be rejected.
2. Incomplete information: the submitted information is incomplete or contains false information, which will generally be rejected.
3. There are credit stains: there have been malicious overdrafts or defaults on loans, and there have been records of unpaid water, electricity, gas, telephone and other expenses.
4. Belonging to a risk group: the information provided is forged or untrue, abnormal conditions are found in the process of credit review, the applicant does not exist, or the applicant applies under the guise of others, and the applicant is a high-risk customer.
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Ping An Credit Card may be rejected for the following reasons:
1. has overdue records: this is the biggest risk of rejection. If you have an overdue credit card in the past, it is easy to be refused.
2. Blank credit information: I have never applied for a card or a loan. It is not easy to successfully apply for such a white credit account. Because the bank can't determine your credit status.
3. High debt: The debt ratio is required not to exceed 50%. If the debt is too heavy, banks will issue cards cautiously.
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