2 China Postal Savings Bank credit card gold card limit is below 654.38+ 10,000.
3. The amount of platinum credit card of China Postal Savings Bank ranges from 6,543,800+10,000 to 1,000,000, which requires financial proof, such as large time deposit certificate+real estate license+vehicle driving license+business license, etc.
Generally, the credit card limit of the Postal Savings Bank is 3000 to 1 000 yuan, and the gold card limit is 1 000 to 50000 yuan (according to different bank regulations). The credit card fixed limit applied by the customer is comprehensively evaluated according to the information submitted by the customer, and the final audit result shall prevail.
Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards. The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.
According to statistics, by 20 10 to 10, the micro-loan business of China Postal Savings Bank has completely covered all cities and 2 100 counties and cities and major towns in China, and about 4,500 outlets across the country have started this business. In just a few years, China Postal Savings Bank has developed very rapidly. From its opening to 20 10 and 10, China Postal Savings Bank issued nearly 4 million loans nationwide, amounting to more than 230 billion yuan, with an average loan of about 59,000 yuan. China Postal Savings Bank issued150 billion yuan in rural areas at or below the county level.
Puka charging standard
Annual fee: 65438 yuan +025 yuan/year for the main gold card and 60 yuan/year for the supplementary card; Puka is free of annual fees for life.
SMS service fee: Gold card is free, Puka 3 yuan/month/household.
Interest-free period: 20-5 1 day
Minimum repayment ratio: 10%
Cash withdrawal fee: 1% of the domestic transaction amount, with a minimum of 10 yuan, plus inter-bank 2 yuan fee. Overseas, the transaction amount 1%, the lowest in 20 yuan.
Late payment fee: 5% of the unpaid part of the minimum repayment amount, minimum 10 yuan.
Over-limit fee: 5% of the over-limit amount: the lowest 5 yuan and the highest 200 yuan.
Handling fee for reading the bill: copy 10 yuan/copy, and original 50 yuan/copy.
Handling fee for reissued bills: free of charge within 3 months, and 5 yuan/copy for more than 3 months.
To recover the overpaid handling fee: 0.5% of the domestic transaction amount, with a minimum of 10 yuan, and 2 yuan handling fee will be charged across banks. Overseas, 0.5% of the transaction amount, the lowest is 20 yuan.
Loss reporting fee: gold card 40 yuan/time; Puka 20 yuan/time
Cost of resetting password letter: free of charge.