Current location - Trademark Inquiry Complete Network - Overdue credit card - I am a self-employed person who drives a truck. I would like to apply for a credit card. What should I do and what procedures are required to apply for a credit card?
I am a self-employed person who drives a truck. I would like to apply for a credit card. What should I do and what procedures are required to apply for a credit card?

Applying for a credit card may be a little more difficult in this case, but you can also try to apply.

Generally, to apply for a credit card, you need to meet the following conditions:

1. Be at least 18 years old;

2. Have stable repayment ability.

In addition, when applying for a credit card, you need to submit the following proofs:

1. ID card;

2. Work certificate or income certificate;

3. Work phone number, home phone number and personal mobile phone number;

4. Tax payment certificate or property and vehicle in your own name;

5. Other bank credit cards, etc.

The above information is not necessarily required. It depends on the bank’s requirements. Proof of employment or income is very important.

In order to control risks, banks attach great importance to the repayment ability of the cardholder. The information you submit only needs to make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it will be for the bank to issue the card.