Many people have such a misunderstanding when handling credit cards. The slower the bank's credit card review, the more worried they are about being rejected. Actually, it's not. There are many reasons why banks are slow to approve credit cards and may not refuse to sign them. In order to avoid unnecessary worry, you can check the bank audit status through the application progress. The following is a complete collection of inquiry methods for the progress of Industrial Bank's credit card application, which can be collected by friends who run Industrial Credit Card.
1, official website
Log in to official website Credit Card Center of Industrial Bank, move the mouse to "Apply for Credit Card" in the left menu bar, and the "Progress Query" entrance will appear. Click Enter and fill in the applicant's ID number. After confirmation, you can get the progress of an application in the past 100 days.
2. Customer service telephone number
The applicant directly calls the Industrial Bank credit card customer service telephone number 9556 1. The operation process is as follows: press "1" credit card-press "1" to apply for progress inquiry-enter ID number "#".
3. WeChat official account
Pay attention to WeChat official account "Industrial Bank Credit Card", select "Card Processing Progress" in the bottom menu bar, and enter the applicant's ID number to query.
The above is a comprehensive method to inquire about the progress of Industrial Bank's credit card application. After the card is issued, the bank can enter the application information into the system to check the progress of the credit card application.
How to inquire about the loan progress of Industrial Bank
There are four ways to query the approval progress of Industrial Bank's credit card:
1. Open a credit card of Industrial Bank. Official website can query by entering his ID number in the column of "Progress Query".
2. Pay attention to the public micro-signal of Industrial Bank's credit card, and check the card processing progress through "micro-card".
3. Call the Credit Card Center of Industrial Bank (9556 1) for language phone prompts, or ask the manual customer service to provide the ID number to inquire about the card processing progress;
4. Bring my ID card to the counter of Industrial Bank's business outlets, and check the progress of card processing through the staff.
What are the requirements for personal loans of Industrial Bank?
1. A China citizen who has a permanent residence, permanent residence or valid residence certificate at the place where the loan bank is located, is under 65 years of age (inclusive) and has full capacity for civil conduct;
2. Have a proper occupation and stable income, and have the ability to repay the loan principal and interest on schedule;
3. Have a good credit record and willingness to repay, and no bad credit record;
4. Being able to provide legal, effective and reliable guarantee recognized by the bank;
5. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations;
6. Other conditions stipulated by the bank.
Generally speaking, for personal comprehensive consumer loans, personal credit loans and other loan types, the conditions for applying for loans are largely based on personal credit accumulation in banks. At this time, when applying for a loan, try to submit some materials that can increase credit, such as academic qualifications and income certificates. The higher the credit accumulation, the larger the loan amount.
Relevant laws of the Interim Measures for the Administration of Personal Loans:
Article 20 Lenders shall, in accordance with the principle of prudence, improve the authorization management system, standardize the examination and approval procedures, clarify the authority of loan examination and approval, implement the separation of loan examination and approval, and ensure that loan examination and approval personnel independently examine and approve loans according to authorization.
Where real estate is mortgaged, the mortgagor and the mortgagee shall sign a written mortgage contract and go through the mortgage registration formalities at the department designated by the local people's government at or above the county level before the loan. The relevant contents of the mortgage contract shall be determined according to the regulations.
Article 21 During the mortgage period, the borrower shall not interrupt or cancel the insurance for any reason; During the insurance period, if the borrower's fault causes damage beyond the scope of insurance liability, the borrower shall bear all the responsibilities.
Industrial Bank Credit Card Online Application Steps
Industrial Bank credit card online application steps:
1. Log in to Industrial Bank Credit Card official website (find "Credit Card" in the top navigation bar, and click to enter.
2. Select "Apply for Credit Card" in the sidebar on the left side of the new page, and then click "Apply Online".
3. Follow the prompts to complete the relevant steps and fill in the name, ID number, etc. To submit.
After submitting an appointment, it usually takes 2-3 working days to wait for the staff to contact.
How to check the credit card progress of Industrial Bank online?
Inquire about the credit card progress of Industrial Bank in four ways:
1, open the Industrial Bank credit card official website () and enter the ID number in the "progress inquiry" column.
2. Pay attention to the public micro-signal of Industrial Bank's credit card, and check the card processing progress through "micro-card construction".
3. Call the Credit Card Center of Industrial Bank (9556 1) for language phone prompts, or turn to manual customer service to provide the ID number to inquire about the progress of card processing;
4. Bring my ID card to the counter of Industrial Bank's business outlets, and check the progress of card processing through the staff.
What is the official app of Industrial Bank Credit Card?
The official app of Industrial Bank Credit Card is "Happy".
Ios users can download directly from the appStore, and Android users can search directly from Baidu or download from the App Store.
Industrial Bank official mobile life APP:
1, get a variety of installment rate discount packages in a limited time, and continue to chop after the resurrection of full blood!
2, easy to manage accounts, follow the check, reverse check, custom sorting check, that's it, to meet every obsessive-compulsive classmate.
3. Collect various offers around you and pay the bill easily. Credit cards and debit cards come to enjoy preferential payment, because we are tired of logging!
Extended data
Industrial Credit Card: It includes five series: standard card, theme card, co-branded card, identification card and corporate card, among which more than 50 kinds of personalized products such as low-carbon credit card, couple card, constellation card, platinum card, debit card and Taobao co-branded card are the first in China, and the cumulative number of cards issued has exceeded130,000.
Industrial Bank credit card function:
1, optional password for swiping the card.
You can choose whether to spend by signing or adding password protection. Industrial credit card fully takes care of your convenience and security needs.
2. Zero risk of loss reporting.
If the card is lost, you can call the 24-hour customer service hotline 9556 1 or complete the loss reporting procedure through the interactive SMS service, and the loss reporting will take effect immediately, without worrying about all the risks afterwards.
3. A card and two coins
Specially provide RMB and USD for distinguished cardholders, which can be used for signing accounts in more than 200 countries and regions around the world. Consumption abroad can be repaid in RMB, which is popular all over the world.
4. Various repayment methods
We provide you with up to seven repayment methods, such as cash repayment, ATM transfer repayment, automatic transfer repayment, online banking repayment and telephone banking repayment, so that you can easily repay anytime and anywhere, which is very worry-free.