1. Under normal circumstances, students apply for student credit cards, but due to limited financial capacity, banks generally will not approve them. Therefore, if you can't show your financial proof, you must choose the right day before applying for a credit card.
2. At the beginning of school, or at the same time of large-scale festivals, banks usually do activities for students. At this time, you must remember to seize this opportunity and ask the bank staff in your school carefully. To successfully apply for a credit card, you have to deal with the bank eventually, and there is no handling fee for handling it.
3. When handling, be sure to ask about the accounting of the annual credit card fee, overdraft limit, repayment period and withdrawal fee.
After filling in your information carefully, the bank staff will copy your ID card, student ID card, etc. Attention, in the next few weeks, you have to wait for the call. Your credit card will be approved if you meet the application conditions.
When you receive the credit card, there are three ways for the bank to give it to you: express delivery, sending it to you at school and calling you to pick it up at the bank. After receiving the credit card, just open it in the way specified by the bank. Be careful about credit card overdraft.
Precautions for extension information of student credit card application:
① If the student's credit card application is unsuccessful, he can continue to apply next time. Don't always apply for one bank, apply for more. Generally, you are more likely to apply for a credit card at the bank with a debit card.
(2) How do students apply for a credit card? What kind of credit cards should they fill out according to their actual needs? Don't fill in the types of credit cards casually or blindly.
③ When using credit card for overdraft, it must be used reasonably. Make sure you are within your repayment range. You can use a credit card to withdraw your living expenses (this fee is very low now), and at the end of the month, you can withdraw the money from your debit card and learn to raise your own card.
References:
Baidu encyclopedia-credit card