1 The bad impact on you is that the bank will not easily issue a card to you next time because the bank refuses some activities such as collecting cards, but if you do not apply for the card at the same store, it is better. The impact is not too big.

2. The card will have no impact on you unless you open it. But some banks will call you and ask you if the card is yours, what is your name and ID number, and finally say in a low voice that they will open a card for you. You say, oh, but you didn’t hear clearly. As a result, there will be an annual fee. , and overdue. It is recommended to sell it. There are also some criminals who will steal it, and star Sun Nanka will not use it for a long time. More than 3 million yuan was embezzled by illegal customer service. Also, the children at home are very smart. For example, before my dad’s card got into his hands, I changed the password and knew the credit limit, etc. Even though I was playing a prank.

3. You can cancel the card by calling. If you cannot cancel the card over the phone, you have to go to the counter. It is recommended to check whether there are any bad records. If there are any, do not cancel them first. It will take 2 years to cancel the bad records. Otherwise, they will be automatically canceled after 5 years.

4 If you don’t understand something, you can ask questions.

Thank you!