The prosecution period for credit card fraud is twenty years. If the perpetrator commits credit card fraud, and the amount is extremely large or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of more than ten years or life imprisonment. The statutory maximum penalty is life imprisonment. If the statutory maximum penalty is life imprisonment or death, the statute of limitations for prosecution shall for twenty years. The statute of limitations for criminal proceedings is determined based on the statutory maximum penalty: 1. If the statutory maximum penalty is a fixed-term imprisonment of less than five years, the statute of limitations for prosecution is five years; 2. If the statutory maximum penalty is a fixed-term imprisonment of more than five years but less than ten years, the statute of limitations for prosecution is Ten years; 3. If the statutory maximum penalty is fixed-term imprisonment of more than ten years, the statute of limitations for prosecution is fifteen years; 4. If the statutory maximum penalty is life imprisonment or death, the statute of limitations for prosecution is twenty years. If it is deemed necessary to pursue prosecution after twenty years, it must be reported to the Supreme People's Procuratorate for approval. "Criminal Law of the People's Republic of China" Article 87 "Criminal Law of the People's Republic of China" Article 196
According to the regulations of China Banking Regulatory Commission,