One: you can't handle credit cards through illegal intermediaries for the purpose of malicious overdraft, and you can't take the initiative to cash out credit cards, so as not to have a negative impact on your personal credit status.

Tip 2: Don't apply for more credit cards than you can afford. You should spend credit cards according to your own economic ability and avoid bearing unbearable debts.

Tip 3: Before handling the credit card loan or cash advance, you should carefully evaluate the cost and interest to be paid and make rational use of the credit card overdraft consumption function.

Step 4: Develop a rational repayment habit, repay the overdraft of credit cards on time, and avoid being included in the list of bad credit records of banks due to overdue repayment or insufficient repayment, which will have a negative impact on personal credit.

Tip 5: Check the correctness of bill data in time. If in doubt, please ask your issuing bank immediately.