Hello! Excuse me, is this China Merchants Bank credit card? When issuing a card, you will be given a certain amount of consumption, generally 3000- 10000 yuan (ordinary card); Or1-50,000 yuan (gold card).

Credit card installment payment does not need to be pre-stored, and can be repaid in monthly installments.

There are various repayment methods, such as deposit and transfer. The repayment amount can be higher than the amount of notes payable in the current period. See: /cc return/

Judging from the consumption pattern, at present, the Bank has a shopping stage at the time of consumption and a billing stage after consumption:

1. installment shopping: through our special merchants, we choose to purchase the specified goods or services in installments. You can log on to our credit card website/,

Click "Shopping by Stages" to inquire;

2. Bill installment (cardholders who only hold business cards or supplementary cards can't apply for it for the time being): If the merchant you shop is not a special merchant of our bank, you can apply for bill installment after consumption. Bill installment is a new financial management function launched by our credit card, which can help you repay the consumption amount in your bill in monthly installments. For details, please log on to the credit card website/click on "Credit Financing"-"Bill Staging" to inquire.