You can get a loan of RMB 10,000 to RMB 20,000, even if you don’t have a job and only have an ID card.
Instructions:
1. In China, many financial institutions provide personal loan services, and some of them may accept applicants who do not have a job.
2. ID card is an important proof of identity for Chinese citizens. Almost all loan services require ID card as a necessary material.
3. Although not having a job will have a certain impact on loan approval, other factors such as credit history, personal assets, etc. will also be considered. Some financial institutions use other methods to assess a loan applicant's ability to repay.
Summary:
In China, even if you don’t have a job and only have an ID card, it is possible to get a loan of RMB 10,000 to RMB 20,000. You still need to consult the financial institution for specific circumstances and provide other relevant supporting materials to increase the possibility of a successful loan.
Extended information:
1. Financial institutions such as banks, credit unions and Internet financial platforms provide personal loan services.
2. In addition to ID cards, other materials such as bank statements, credit reports, guarantor information, etc. are usually required.
3. Different financial institutions may have different loan conditions and approval standards. It is recommended to consult multiple institutions to compare interest rates and conditions.