Credit cards are indeed a necessity for college students. The editor is also a college student. I remember that after graduating from high school and before enrolling in college, I went to the bank's self-service card application machine to apply for a credit card. Although I can’t remember why I need to apply for a credit card, it seems to be a reasonable preparation before entering college. That is, people around me may have an idea: college students should have a credit card. After entering college, there will be something called a scholarship. In colleges and universities, scholarships are paid directly to the credit card. It should be noted that the credit card must be a credit card held by the student himself. This is very important, so every college student must have a credit card. In addition, the disbursement of student loans is also directly paid to the credit card of the applying student. At the beginning of each semester, in order to pay tuition fees, parents will first transfer thousands or even tens of thousands of tuition fees to students. The usual place to store this large amount of funds is a credit card. If it is placed on WeChat or Alipay Here, it's a little strange. However, although it is said that credit cards are standard for college students, the editor believes that although they are necessary, they are not absolutely necessary. After a long period of college life, the editor found that except for the above-mentioned situations where credit cards are used, credit cards are rarely used in daily life, let alone taking out credit cards and putting them back. After noticing this situation, the editor will also wonder: Is a credit card really necessary for college students? However, I can’t help but think of a sentence: University is like a small society. In society, credit cards play an extremely important role in purchasing real estate, cars, land, etc. How could it not be important? Therefore, credit cards are really necessary for college students. Even if they are not often used in college life, they seem to be a symbol, representing that students are about to enter the society and adapt to the standards of society in advance. When using credit cards, college students should take good care of their credit cards and never give them to others at will.