Discover a wonderful application. The official APP of CGB Credit Card is Discover Wonderful APP, which users can search and download in the mobile App store, and provide cardholders with services such as mobile payment, installment financing, merchant discount, point redemption, outlet inquiry, etc. Discover Wonderful App is planned, designed and operated by CGB Credit Card Center, and provides customers with common preferential activities and main business functions of credit cards through customized services. According to international standards, the credit card of Guangfa Bank has a preset credit limit, which can be used for overdraft consumption and cash withdrawal transactions without pre-deposit.