The standards for withdrawing cash and collecting handling fees within the credit card limit are as follows:

1, withdrawal fee:

Credit card withdrawal fees vary from bank to bank. Take Bank of Communications as an example. For domestic cash withdrawal, the handling fee is charged at 1% of the transaction amount, and the minimum charge is 10 yuan. For overseas cash withdrawal, cash withdrawal through UnionPay is charged at 1% of the transaction amount plus 12 yuan, and the minimum charge is 15 yuan. Overseas, the transaction amount of 1% is charged through VISA/MASTER, with a minimum of $5 per transaction.

2. Extraction of interest:

There is no interest-free repayment period for withdrawal within the credit card limit. From the date of withdrawal, interest shall be charged at the rate of 0.5 ‰ per day.