Method 1: Repayment at an ATM Repayment does not necessarily have to be done at the bank counter. Nowadays, more and more banks have launched self-service business halls. Citizens can go to the bank's self-service business hall automatic deposit machine to deposit cash for repayment before the monthly repayment date. It is estimated that the time from withdrawal to deposit will not exceed two minutes. Method 2: Bind automatic repayment to other bank accounts. If cardholders have other accounts such as debit cards or bank loan accounts from the same bank, they can apply for the "automatic repayment" function through the bank, and the bank will repay it every month when it is due. Automatically transfer funds from your debit card account to your credit card account on the payment date. Using this debit card-linked automatic repayment method saves time and effort, and greatly reduces the probability of late repayment. However, you must ensure that the debit card has enough funds to repay the credit card that month, which may require the cardholder to deposit money into the card in advance from time to time. The most convenient way is to bind your own salary card, which can save you such trouble. Of course, the premise is that the salary card and credit card are issued by the same bank. Method 3: Use the online platform to repay. People who are accustomed to online operations can also use the online platform to repay. Cardholders open the contracted version of online banking and repay their credit card balances by transfer through online banking. In addition, inter-bank repayment can also be achieved through this method. At present, the online banking of various banks has opened inter-bank transfer services. By transferring the money to Bank B's credit card through Bank A's online banking, you can realize inter-bank repayment. In addition, UnionPay online payment and Kuaiqian website support inter-bank repayment. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different. This method requires a handling fee and is generally not available immediately.