Of course, a savings card is good. You can do it right away with your ID card at the bank. As long as Cary has money, she can spend it. It is suggested to handle state-owned banks such as ICBC, Agricultural Bank of China, China Construction Bank and Bank of China. Their functions are cooperative in various websites and will not be restricted. If it takes a long time to apply for credit card approval and you have to pay back the money after spending it, there will be a handling fee. If you don't change it by then, you will have a bad record. Many people will be annoyed because they can't pay, and some people will even be sent to prison.