After paying back the money, if you want the bank to apply for reopening, it usually takes some time for the bank to review it, and then it will reply you whether this card can be reopened.
It is recommended that the landlord pay attention to the credit card bill sent to you by the bank every month. In addition, you can also use CCB Credit Card official website, Online Banking, and WeChat WeChat official account "China Construction Bank" to self-check monthly bills. If you don't repay the loan in time, CCB will send a message to remind you, so you should also pay attention to it ~
If the credit card is overdue, it will affect your personal credit record, and it will also affect your application for credit card and car loan in the future.