Yes, if China Merchants Bank handles account cancellation by credit card, please call the credit card customer service hotline (on the back of the card), enter your ID number or card number and inquiry password according to the voice prompt, and then select "9" transfer service specialist to handle account cancellation for you. Cancellation is free, and it is not possible to cancel the account through the network at present. Users want to cancel a single credit card, just apply for card cancellation. Credit card cancellation is divided into account cancellation and card cancellation. If you choose to cancel your account, all credit cards in the name of the bank will be cancelled. When a bank has multiple credit cards, it only needs to cancel one of them and choose to cancel the card business. Cancelling one credit card will not affect other credit cards.

Moreover, multiple credit cards share a credit line, and the total credit line of credit cards will not be affected unless the credit card with the highest credit line is cancelled. You can call the 24-hour customer service phone on the back of the credit card and ask the customer service to cancel the credit card. The customer service will handle it for you after verifying your identity.

You can also bring your credit card and ID card directly to the counter of the bank outlet for the bank staff to cancel.

Before cancellation, you must first make sure that the credit card has no arrears and overpayments. If there is any debt, pay it all back. If there is overpayment, it can be withdrawn by cash withdrawal or credit card.

Secondly, if you use up the points in your credit card, you can exchange them for gifts or give them to others in the credit card mall. How to cancel the credit card in the first round?

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Credit card cancellation is divided into two situations, one is an inactive credit card and the other is an activated credit card. To cancel an inactive credit card, you only need to make sure that there is no annual fee balance and then call the bank customer service phone to cancel it. Cancel the activated credit card, the specific process is as follows:

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Specific process

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First of all, it is recommended to call the bank's customer service hotline to inquire about the cancellation and see if there are outstanding debts, balances and unused points in your card.

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Call credit card customer service to cancel:

For example, call the credit card customer service hotline at 400-820-5555 to cancel the credit card. After receiving the call, the bank will ask for some supporting information, such as ID number, office phone number at the time of application, company name at the time of application, home phone number and other information you have registered before. Accept the user's application to cancel the credit card after confirming that he is himself. After the cancellation is successful, you will be prompted to cancel the card successfully. Please use scissors or other tools to destroy the card.

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03

Apply for cancellation of credit card at the bank counter:

I need to take my ID card and the credit card to be cancelled to the bank to fill out the card cancellation application form. Generally, the credit card cancellation period is about 45 days, during which the bank will confirm whether there are other outstanding bills. After 45 days of applying for account cancellation, it is best to call the bank again to confirm whether the account cancellation is successful, so as to avoid unsuccessful account cancellation due to special reasons.