1. First I applied for a credit card, but I haven’t received it yet. In this case, you can directly call the issuing bank where you applied for the credit card and ask the bank staff to cancel it.

2. Secondly, I received the credit card, but it was not activated. Generally, banks will set an activation period. If the activation period is exceeded, it will be automatically canceled. If there is no period, the applicant needs to go to the bank counter or customer service phone to apply for cancellation.

3. Finally, the credit card has been activated. If there is a balance on your credit card, pay off the balance first, take out the card and make the overflow payment, and then call the credit card customer service to handle the cancellation.