Depending on your application channels, the review time limit will be different. It takes about 10 working days to review the normal online application, and about1-1working days to review the normal online application. If there is no audit result or card for a long time, it is recommended that you call the customer service hotline to inquire.
The above contents are for your reference. Please refer to the actual business regulations.
How long does it usually take to review credit cards?
If you apply for a credit card at the relevant outlets, you can generally issue the card within 20 working days. If it is the first time to apply for a card, it usually takes about 10 working days.
If you apply for a credit card through the relevant official website, the review will generally be completed within 5 working days. If it is a new account opening, you need to go to a bank outlet for an interview, and the audit will be completed within 2 working days after the interview.
It usually takes 1-2 weeks to apply for a credit card through mobile banking.
How long does it take to apply for a credit card mainly depends on the card application method, as well as the applicant's card application conditions and the degree of detail of the information provided, based on the actual arrival time.
To apply for a credit card, you must meet the following three conditions:
1. Age requirements: Generally, 18-year-old citizens need to submit their identity documents as proof.
2. Stable repayment ability: proof of work and income is generally required. In order to improve the success rate of application and credit limit, it is generally recommended to provide proof of own property, proof of own vehicle and proof of bank assets. The standards for issuing bank cards are different, according to the different requirements of banks.
3. Good credit status: that is, you are required to have no bad credit record, and the bank will review it by itself.
How long does it usually take to review credit cards?
If you apply for a CMB credit card through the counter, it usually takes 10 working days from the time your application materials are received by the auditing department to the time your credit card is audited. After approval, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered letters is 15 days.
If we make an appointment online/by mobile phone, we need 7 working days for preliminary inspection. If the trial is successful, there are three situations: 1. The Commissioner will call you within 4 working days to arrange for issuing cards at home. 2. Send you a text message and go to any outlet of China Merchants Bank for a face-to-face interview within 30 days, and then issue the card after the face-to-face interview is passed. I will issue your card first, and then you can go to any China Merchants Bank to sign the activation card within 60 days.
If it fails, you will be notified by SMS. If you apply for a second card, you can generally check the application progress within 5 working days after submitting the application directly online. I suggest you pay attention to the inquiry in the future.