credit card
Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards, with a length of 85.60 mm, a width of 53.98 mm and a thickness of 1mm (dimensions are defined by ISO 78 10 and 78 16 series documents), which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the settlement date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts. On February 28th, 2006, the NPC Standing Committee explained the issues related to credit cards. The "credit card" as stipulated in the Criminal Law refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of functions such as consumer payment, credit loan, transfer settlement and cash deposit and withdrawal. Therefore, the credit card in criminal law refers to what we usually call a bank card.
In most cases, citizens with full capacity for civil conduct (citizens aged 65,438+08 in Chinese mainland), college students with or without direct financial resources can apply for credit cards from the issuing bank. Sometimes, legal persons can also act as applicants. The application method is generally to fill in the credit card application form and submit certain copies of documents and certificates to the issuing bank. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
ICBC-Peony Link Card (National), Peony Credit Card (National), Peony Credit Card (National),
China Construction Bank-Longka Credit Card (Shanghai), Longka Savings Card (Shanghai) and Longka Credit Card (Heilongjiang),
Longka Savings Card (Heilongjiang), Longka Savings Card (Guangdong), Longka Savings Card (Guangdong), Longka Credit Card (Xiamen) and Longka Savings Card (Xiamen)
Door), Longka Credit Card (Hainan), Longka Savings Card (Hainan)
Bank of China-Great Wall Credit Card (Guangzhou), Great Wall Credit Card (Hainan) and Great Wall Debit Card (Xiamen),
Great Wall Debit Card (Guangzhou)
Bank of Communications-MasterCard (Guangzhou), Visa (Guangzhou), Wanshun Debit Card (Guangzhou),
Internet Debit Card, Pacific Credit Card (Hainan), Pacific Debit Card (Hainan), Debit Card User (Zhengzhou),
Debit card users (Xiamen), Pacific Debit Card (Shenzhen)
Agricultural Bank of China-credit card users (nationwide), constellation card users (Guangdong), savings card and cash card users (Guangzhou), debit card users (Xiamen) and White.
Lanka (Xiamen) and Jinsui Credit Card (Hainan)
China Merchants Bank-One Card (National
Guangfa Credit Card (National) and Guangfa Wealth Management Card (National)
Minsheng Bank-Minsheng Card Online Banking (National)
Shenzhen Development Bank-Debit Card (National), Debit Card (Hainan)
Huaxia Bank-Huaxia Card (National)
Industrial Bank-Industrial Card (National), Industrial Card (Xiamen)
China Everbright Bank-Sunshine Card (National), Sunshine Card (Xiamen) and Sunshine Card (Hainan)
China Post-Postal Green Card (Guangdong) and Postal Green Card (Xiamen)
CITIC Industries-Credit Card (National), Wealth Management Treasure (National) and Debit Card (National)
Shanghai Pufa-Dongfang Card (National), Dongfang Card (Shenzhen)
Guangdong rural credit cooperative-savings card (Guangzhou),
Guangzhou Commercial Development Bank-Savings Card (Guangzhou)