1. Amount: Based on your application, China Everbright Bank will make a comprehensive analysis and judgment on your comprehensive financial resources based on the materials you provide. If you pass the system score and meet the card issuance conditions, the card can be issued. Similarly, the amount of the quota is also determined by the system score. Generally speaking, the credit limit of China Everbright Bank will be between RMB 1,000-50,000.

2. If you receive a call from Everbright, you need to find out whether you are receiving a pre-review call from a local branch or a credit investigation call from a credit card center.

1. If the call you receive is from the local Everbright Bank, then your information should still be at the local Everbright Bank. They are only responsible for preliminary verification of the basic situation of the applicant. For those who do not meet the conditions, Applications are initially filtered, which is called branch pre-screening.

2. If you receive a call from the Everbright Bank Credit Card Center, then your information has already arrived at the Everbright Bank Credit Card Center. It usually takes 3-5 working days for the credit report to be reviewed. Credit card approval status.

3. Generally speaking, if you are still in the branch pre-approval stage, it may take 10-20 days to know whether the card will be approved. If you reach the credit investigation stage, you can know whether you have been approved within 3-5 working days. At the same time, after the card is approved, it will be sent by registered mail from Beijing. Depending on the distance, it may take 5 working days.

Extended information

Fuka is designed with the word "福", which means "the first blessing in China". This character "福" happens to be the writing method of the word "Shou" in Wang Xizhi's Orchid Pavilion preface. Because the characters "福" and "Shou" are so different in shape, no calligrapher has been able to combine "福" and "Shou" into one character since ancient times. Therefore, the character "福" has become the most famous calligraphy treasure of all dynasties. It is the only Chinese character with "Fu" and "Shou" written in the same character. Folks call it the blessing of "Longevity in blessing, both happiness and longevity".

Application conditions

Any individual who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply with his or her valid identity document and relevant documents. Submit supporting documents to apply for a Minsheng Credit Card personal card from the Bank.

The main cardholder of a personal card can apply for supplementary cards for other natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally responsible for repaying debts incurred under the principal card.

Reference materials Baidu Encyclopedia Everbright "Fu" Credit Card