There is no upper limit on the amount of money that can be deposited in a credit card. The part of the deposit that exceeds the amount owed is called overpayment.

Overpayment:

① This amount can increase the available limit of the credit card, or be directly used for consumption repayment;

② If there is an overflow in the credit card If you make a payment, the overpayment will be deducted first and then the credit limit. If the overpayment is greater than the consumption amount, it will not form an overdraft;

③ For example, if you need to repay 900 yuan in this period, the actual repayment is 1,000 Yuan, the extra 100 Yuan is the overpayment;

④ If you deposit money into the credit card in advance without consumption, then this part of the money cannot be withdrawn. If you want to withdraw it, you will Charging high handling fees should be avoided as much as possible;

⑤ Overpayment does not accrue interest.