It will be more difficult to apply for a credit card because different banks have different standards and conditions for applying for a credit card.

However, some banks' credit cards are relatively easy to handle, and mastering the skills of handling cards can also effectively improve the success rate and quota of handling cards.

1. Offline application

Offline card handling is the most common card handling method. Applicants can find professional card handlers in the bank, who can solve the required problems at one time and will not be rejected because of data problems;

however, offline card review will be slower, and the time for downloading the card will be slower.

Second, online application

Online application channels: Bank official website, bank public platform;

Third-party cooperation platforms of banks: Xiaoyinjia and Shanrong;

you only need to fill in simple information to apply for a card online. After the approval of the bank is successful, the card will be sent to the applicant by express mail. If personal credit is good, the amount will be higher.

three. Bank and card type

If it is the first time to apply for a card, it is best to avoid the four major banks with ordinary personal qualifications. The four major banks will have higher requirements for handling cards than other banks;

you can choose local commercial banks, such as guangfa bank, China everbright bank, industrial bank, Huaxia bank and China merchants bank.

the types of credit cards are generally divided into general cards, platinum cards and gold cards. The higher the level, the more difficult it is to handle the card. You can choose a universal card, which is convenient to get off and has a high quota.

later, you can upgrade the card level and card quota according to your own card demand;

In the process of using the card, everyone must spend rationally and repay in full and on time, so it will be easier to withdraw the amount. Related Questions and Answers: Related Questions and Answers: How to handle credit cards quickly?

First of all, I'm honored to answer your question. I'm your new friend, Brother Liu, a Shandong payer. I have been engaged in credit card promotion (two credit card centers) for three years since I graduated in 211. I have been engaged in the payment industry since 215, and I have been familiar with credit cards and pos machines for five years.

The fast pace of life has slowed us down. You can't stand the slow internet speed and the mobile phone card. Can you stand the slow credit card processing speed? Of course, the answer is no. How can I apply for a credit card quickly?

Tip 1:

Banks can provide fast approval service for customers who need to get a fast card. About five days after the credit card information was handed in, I called the customer service of this bank and asked to speed up the processing. This can save more time.

Tip 2:

It can be handled by express delivery to shorten the time for mailing cards, but you have to pay for the express delivery yourself.

Tip 3:

Online application and WeChat official account application are relatively quick ways to apply for a credit card. Applicants only need to enter their personal information such as name and address online, which can be said that the application can be completed in one minute. After online application, if the applicant needs to apply for a card quickly, he can call the credit card customer service center to request priority approval. After the approval is successful, the applicant will receive a notification message and the bank will send the credit card. For customers who apply online, the bank can also provide counter card collection service, and applicants can collect cards at the bank counter.

At present, the banks that handle credit cards relatively quickly are Bank of Communications, Guangfa Bank, China Everbright Bank, China Merchants Bank and Shanghai Pudong Development Bank. Of course, the network is very convenient now, and you can also choose to apply for credit card business online. Many banks have opened online and WeChat official account credit cards.

I'm a new friend of everyone's headlines, Brother Liu, a Shandong payer. All of the above are written by myself. I hope it will help you a little. If you have any questions, you can leave a message in the comment area or pay attention to me privately. I have established a personal card and pos exchange group, which can be studied and discussed together. Thank you for reading the comments.