There are no other fees for full repayment. The minimum repayment amount bears interest, and the long-term minimum repayment amount will affect your future quota adjustment. Note that the interest of the minimum repayment amount is not the unpaid part, but the full amount of the current bill is calculated from the day of consumption, and there will be no interest paid by you.

Other issues concerning the minimum repayment amount and full repayment of credit cards:

There is no interest on the full repayment on the repayment date stipulated by the bank after spending by credit card;

A handling fee of 1% to 3% is charged for withdrawing cash by credit card overdraft, and interest of 0.5 ‰ of the daily interest rate is added;

After the consumption or overdraft is withdrawn, it shall be repaid in full on the repayment date specified by the bank or according to the minimum repayment amount, that is, 10% of the total amount payable in the current period and the interest and expenses of the outstanding amount owed last month;

If you miss the last repayment date or fail to repay according to the minimum repayment amount, you will be charged a late fee of 5% for the unpaid part of the minimum repayment amount, which will affect your personal credit record. Once you have a bad credit record, it is basically impossible to apply for a credit card or loan in a bank;

Long-term bad people will be prosecuted by banks according to law;