You can't. Under normal circumstances, users who apply for 0 down payment for car purchase need to bear higher interest costs. In addition to the high loan interest rate, if the user chooses to buy a car with a 0 down payment in a store in 4S, it is likely to pay an extra fee. Buying a car with a down payment is often just to attract users. Once users decide to buy a car, they must buy some unnecessary vehicle insurance in 4S stores. Borrowers need to pay in installments and also need to buy motor vehicle anti-theft and loss insurance. The insurance period is the same as the installment, and the owner himself is the first beneficiary of the insurance. In addition, you may need to buy some car maintenance services, auto parts and so on. And you need to pay a certain fee for buying a car by stages.

What is a credit black account?

Credit black households refer to people who have serious bad records in their personal credit records and are unable to obtain financial services such as credit loans and credit cards. These people may have overdue repayment, non-repayment of debts, breach of contract and so on. , leading to the credit rating agencies to list it as a high-risk customer, which in turn affects its credit rating and credit score. The identity of credit black account will cause great trouble to personal loans, renting houses, credit cards, etc. It will also restrict their activities in the financial field.