How to apply for a Bank of China credit card?

There are two types of Bank of China cards: debit cards and credit cards. The required materials are as follows:

1. Materials for applying for a Bank of China debit card : According to the new regulations, you need to bring your ID card, reserved phone number, and other special requirements (such as social security, employment certificate) and other materials to a bank branch for processing.

2. Apply for a credit card: When applying for a Bank of China credit card, you must bring your valid documents, such as ID card or a copy of the ID card, proof of residence, proof of unit income, proof of personal assets, etc. The process for applying for a Bank of China bank card is:

1. Go to a nearby Bank of China branch with your valid personal identity document;

2. Get a number at the branch, queue up, and then go to the window to apply. For a bank card, submit your ID document to the staff for review and then fill in the application form;

3. After completing the application form, submit it to the staff for review. After passing the review, you can receive the bank card. You also need to activate SMS reminders, For services such as online banking, you can tell the staff directly and ask them to help.

The Bank of China Credit Card is an international standard credit card with one card and two currencies and is universally accepted. No prepayment is required, you can easily spend with the card at home and abroad within the limit and enjoy interest-free loans for up to 50 days. Bank of China's overseas branches are located in 20 countries and regions around the world.

To apply for a Bank of China credit card, no guarantor, deposit, or cash deposit is required. You only need to fill in the Bank of China credit card application form and attach copies of identity documents, permanent residence certificates, and financial certificate documents, that is, Can apply for Bank of China credit card.

Features:

You can overdraft for consumption without deposit, and enjoy an interest-free period of 20-50 days to repay on time without charging interest.

Swiping your card when shopping is not only safe, hygienic and convenient, but also provides points for gifts.

You can enjoy discounts when you use the card at the bank's designated merchants.

Accumulate personal credit and add integrity records to cardholders’ credit files.

Traveling in China is barrier-free. You can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo.

A variety of discounts and lucky draws throughout the year.

Free monthly mailed statements, transparent control of every consumption expenditure.

The unique supplementary card function is suitable for couples to manage finances at the same time, or to control their children's financial expenditures.

The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB.

The toll-free 800 hotline provides 24-hour service. Reporting loss will take effect immediately, and there is zero risk of losing the card.

1. You can make overdraft consumption without deposit, and enjoy an interest-free period of 20-50 days to repay on time without charging interest.

2. Swiping your card when shopping is not only safe, hygienic and convenient, but also provides points for gifts.

3. You can enjoy discounts when using the card at the bank's designated merchants.

4. Accumulate personal credit and add integrity records to the cardholder’s credit file.

5. Access to China is barrier-free. You can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo.

6. Various discounts and lucky draws throughout the year.

7. Free monthly mailing statements, transparent control of every consumption expenditure.

8. The unique supplementary card function is suitable for couples to manage finances together or control their children’s financial expenditures.

9. The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB.

The 10.00 telephone number is available 24 hours a day, and the report of loss will take effect immediately, with zero risk of losing the card.

How to apply for a Bank of China credit card?

Bank of China Credit Card Application:

You can apply through Bank of China Mobile Banking, "Bank of China Credit Card" WeChat official account, Bank of China Colorful Life APP, Bank of China Personal Online Banking, and Bank of China official website ( ) Apply for a card online. You can also go to the nearest Bank of China branch with your valid identity document and proof of financial resources to fill out the paper application form.

The above content is for your reference, please refer to actual business regulations.

How to apply for a Bank of China credit card?

Conditions for opening a Bank of China debit card account:

1. Anyone who voluntarily complies with the "Bank of China Co., Ltd. Great Wall Debit" Card Regulations" and meet the requirements for issuance of the real-name system for personal deposits. Any natural person can apply for a debit card with his/her real-name valid identity document specified by the People's Bank of China. When you apply for a debit card, the card issuer should earnestly fulfill its customer identity identification obligations, prevent the use of false identity documents or borrowed or fraudulent use of other people's identity documents to open debit cards, and ensure that the applicant's account opening information is true, complete, and compliant. Applying for a card is based on your own wishes. If you apply for a debit card with your resident ID card, you must use the online citizen identity information verification system to verify the customer's identity information to prevent illegal issuance of cards, random issuance of cards, and batch issuance of cards. If you apply for a debit card with a valid identity document other than a resident ID card, you should use other methods such as reviewing auxiliary documents to verify the customer's identity information. Electronic images of valid identity documents must be kept on file.

2. Citizens over 16 years old can apply for a card with valid identity documents. Since the debit card does not have an overdraft function, you do not need to consider whether you have a source of income. You can handle it yourself as needed.

Due to differences in business operations in individual regions, please consult an outlet or call the Bank of China customer service hotline 95566 for detailed information (for overseas, Hong Kong, Macao and Taiwan regions, please call 8610-95566).

The above content is for your reference, please refer to actual business regulations.

If you have any questions, you are welcome to consult the Bank of China online customer service or download and use the Bank of China mobile banking APP to consult and handle related services.

This is the introduction of how to apply for a Bank of China credit card.