These 5 WeChat loan platforms that don’t require a credit card are what everyone is looking for!
;? Friends who have applied for online loans know that many loan platforms require you to provide a credit card. For those who do not have a credit card, applying for a loan often encounters obstacles. Today I will introduce to you 5 loan platforms that do not require a credit card, and you can apply using WeChat.
Masa Finance Mama Finance mainly provides personal consumption loan services to consumers. The loan amount is 1,000-8,000 yuan, and the monthly interest is monthly repayment. Applicants are required to have proof of employment, income or student status.
Weilidai Weilidai is WeBank’s first Internet microfinance product. It naturally has its own WeChat official account. The minimum loan amount is 500 yuan and the maximum amount is 300,000. The borrowing interest is daily interest and annualized interest of approximately 18% adopt a whitelist invitation system.
360 IOU 360 IOU is 360 Finance’s unsecured pure credit ID card loan platform. There is a WeChat official account on WeChat. The maximum loan limit is RMB 200,000 and the maximum repayment period is one year.
Xiaomi Loan Xiaomi Loan is the loan platform of Xiaomi Company, and you can also apply for it on WeChat. Xiaomi Loan can provide you with loans of up to 200,000 yuan. The daily interest rate of the loan can be as low as that you can borrow and repay at any time, and the interest is calculated based on the number of days of use.
JD Gold Bar JD Gold Bar is the loan platform of JD Finance. You can borrow money through the WeChat loan official account on WeChat. The maximum loan limit of Jingdong Gold Bar can reach 200,000 yuan, and repayment is supported in 1-12 months. The above is the relevant sharing. If you are interested, you can try it. Remember to repay your loan on time and don’t overdue it. Where can I borrow money without a credit card? All of these channels are available
;? There is news that 600 million people in our country have a per capita monthly income of no more than 1,000 yuan. It is not difficult to see that many people are still short of money. If they need money urgently, they will inevitably have to borrow it. This is Consider borrowing money. Many of them do not have credit cards and ask if there are any ways to borrow money without using credit cards. Yes, there is, but you have to choose formal channels.
Where can I borrow money without a credit card? In fact, there are many ways to borrow money without using a credit card, as long as the borrower's credit and ability to repay the loan are satisfactory. As for formal channels, they can be bank channels or licensed financial institutions. Here is an inventory of products that are easier to borrow money from through different channels. 1. Bank channels: All banks have credit loans. No mortgage is required, and you can borrow money with credit. For example, China Merchants Bank Flash Loan, Agricultural Bank of China Express Loan, China Construction Bank Quick Loan, etc. have different products and different requirements. Take the popular CMB flash loan as an example. If the borrower has business turnover, car purchase and other personal consumption needs, he can find the flash loan on CMB’s mobile life and click to apply. The maximum limit is 300,000 yuan. The bank will approve the loan based on the user’s business situation with CMB. Once the loan is approved, the money within the limit will be transferred to the submitted bank card, and all you need to do is repay the loan on time every month. 2. Licensed financial institutions There are more than 20 licensed consumer financial institutions in my country, among which the well-known ones include Suning Consumer Finance, China Merchants Union Consumer Finance, Bank of China Consumer Finance, Industrial Consumer Finance, Masha Consumer Finance, etc. Each of them has loan products. , most of which are credit loans. Popular products include China Merchants Union Consumer Finance - Haofu Loan, Suning Consumer Finance - Wishful Payment, 360 Finance - 360 IOU, etc. If you are over 18 to 55 years old, you can provide your ID card, real-name mobile phone number, and bank card binding, all online Borrow money, but the credit requirements are relatively high, and we will not lend money to students. If you need it, you can go and find out. Online loans that you can apply for without a credit card: Which types of loans can still be issued?
; Affected by the epidemic, many online loans cannot be issued, but there are also many online loans that are still standing in the wind and rain, but The requirements for lenders are different. Some only lend money to people with credit cards, while others can apply even if you don't have a credit card. Here, I will give you an inventory of several online loans that can be borrowed without a credit card. Friends who need capital turnover can refer to it.
Inventory of online loans that you can apply for without a credit card: 1. 360 IOU. A pure credit consumer loan under 360 Finance. No mortgage guarantee is required. The maximum amount is 200,000 yuan. The daily interest fee starts. As long as the basic loan conditions are met, there is no Credit cards are also available. Lenders are required to be between 18 and 55 years old, have a stable job and income, and do not lend to non-student users.
2. China Merchants Union Good-term Loan is a pure credit consumer loan under China Merchants Union Finance. The maximum loan limit is 200,000. Interest is calculated on a daily basis. You can repay as you borrow. The daily interest rate is the lowest. If you want to apply for a good-term loan, you need a sesame score of more than 600 and a stable You must have a good job, income, and good credit, and there is no requirement to have a credit card. However, if you have a credit card and use it well, it will be easier to make a payment than if you have no account. 3. Although Everbright Bank Xixindai is an online loan under the bank, you can apply for it without a credit card. The borrower is required to be between 25 and 60 years old, and no more than 60 years old when the loan expires. It must also be a token version of online banking or Mobile banking customers, and also provident fund deposit customers, must have made provident fund deposits for more than 12 consecutive months, have a personal monthly deposit amount of 300 yuan, and have a good credit report. 4. The online loan product of Anyihuama Consumer Finance can be used to make a loan without a credit card. The borrower is required to be between 18 and 55 years old, have a stable income, have a sesame score of 620 or above, have no bad credit record, and provide ID card and bank account number. After completing the authentication of the card and real-name mobile phone number, you can obtain a loan limit of up to 50,000 yuan, which can be repaid in up to 12 installments.
Summary: Although the above online loans do not require credit cards, they are all products of formal licensed financial institutions/banks and will be checked for credit. Friends who are concerned can ignore it.