Card swiping skills:
1, the credit card should be real.
It must be regarded as a normal consumption in daily life. For example, swipe your card at breakfast shops and convenience stores in the morning. At noon, swipe your card at fast food restaurants, noodle shops, fruit shops, etc. At night, swipe your card in hotels, shopping malls, cinemas, bath centers, etc. Go to amusement parks, KTV, clothing stores and other places to swipe your card on weekends.
2. The number of times you need to swipe your card.
The more cards you swipe every month, the better. There is no limit to the amount and number of swipes. Even if it is 1 yuan, you can swipe your card at a convenience store. However, it should be noted that the one-time credit card swipe amount cannot exceed 70% of the total credit card amount. Be sure to brush more with a small pen, and occasionally brush a medium pen to increase the sum. Insufficient balance. Generally speaking, the medium amount is 30%-40% of the total credit card amount, and the large amount is 50%-60%. This kind of operation makes the bank feel that your spending power is strong, and if the quota is not enough, it will be added to you.
There are all kinds of credit card merchants.
Don't always swipe your card at the same merchant. This will not only make the bank feel that we are suspected of cashing out, but also make the bank feel that our credit card scope is not wide.
4. Have a large credit card
If you brush a small amount every time, less than a few hundred dollars, it will be even more difficult to raise the amount. If there are a large number of credit cards, then the withdrawal amount is relatively simple. The bank will definitely give you a higher quota when it sees that you are short of money.
5. Keep at least 10% of the total amount in the credit card, preferably 30%.
If the daily work has been completed, the parts must be replaced before the billing date. Pay the bill immediately. This makes the bank feel that your repayment consciousness and repayment ability are very strong. In the banking system, you are a quality customer, which helps to increase the quota and add points.
6. deposit money in a credit card.
If it is a small credit card of less than 10 thousand, you can put the money in the credit card and spend it after brushing all the credit card limits. Brush out a small number of pens, then save them and go back and forth 2-3 times. In short, the more the better, the more money you can raise. At that time, a student's deposit amount was 10 times of the credit card amount, and the amount was directly increased from 5000 to 80000.