With the development of loans, many banks have launched various loan products, and Guangfa Bank has launched a self-confident one-loan credit loan product. Many people found that the quota was frozen after applying for a loan from Guangfa Confidence, so what is the reason for the quota being frozen?

Guangfa is confident that the first-phase loan quota will be frozen.

1 Insufficient credit score.

Guangfa Confidence First Loan Association will make a comprehensive evaluation of applicants from time to time. If there are bad records, personal income drops sharply and other factors, it may lead to the freezing of the first loan amount of Guangfa Confidence and the sudden suspension of the lending authority.

2 Credit expiration

Guangfa Confidence Loan has a limited credit period. After the expiration of the credit line, the credit line of Guangfa Confidence Loan will be frozen, and it is necessary to renew the loan. When renewing the insurance, the bank will still make a comprehensive evaluation of the applicant. If the application does not meet the requirements, it will be impossible to continue to use the credit line.

If the credit line of Guangfa Credit Loan is frozen, it can be solved according to the above reasons. If the reason for freezing cannot be determined, you can consult the customer service of Guangfa Bank for help.