1. Mobile banking repayment: Mobile banking directly binds the personal debit card account and credit card account at the same time, and then enters the credit card bill page and selects immediate repayment;

2. Online banking Repayment: Make credit card repayment through the online banking of the bank to which the credit card belongs. No service fee is charged;

3. Repayment at bank outlets: Repayment procedures can be completed through bank counters or ATMs;

< p>4. Automatic repayment: Bind the personal debit card account to the credit card, and the money will be automatically deducted from the debit card account on the day of repayment.

5. After using a credit card for consumption, you can enjoy interest-free service as long as you complete the credit card repayment within the specified time. There are many ways to repay credit cards. If you make credit card repayments through some third-party channels, you often need to pay a certain handling fee.

1. Credit card, also known as credit card, is a credit certificate issued by a commercial bank or credit card company to qualified consumers. The form is a card with the name of the card issuer, validity period, number, cardholder name, etc. printed on the front, and a magnetic strip and signature strip printed on the back. Consumers holding credit cards can shop or spend money in specialized business service departments, and then the bank will settle accounts with merchants and cardholders. Cardholders can overdraw within a specified amount.

2. Credit cards stipulated in relevant Chinese laws (Interpretation of the Standing Committee of the National People's Congress on the provisions of the People's Republic of China and the Criminal Law on Credit Cards) refer to those issued by commercial banks or other financial institutions. of electronic payment cards. On December 1, 2017, the "English Translation and Writing Standards for Public Service Fields" with all or part of the functions of consumer payment, credit loans, transfer settlements, cash deposits and withdrawals was officially implemented, which stipulates that the English name of the credit card standard is credit card.

3. Credit card consumption is a non-cash transaction payment method. No need to pay cash when purchasing, repayment will be made on the same day.

Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can repay before spending within the credit limit; a quasi-credit card refers to a cardholder who deposits a certain amount of petty cash in accordance with regulations and pays when the balance in the petty cash account is insufficient. A quasi-credit card that allows overdraft within a specified credit limit. Credit card generally refers to just a credit card.

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