During the use of credit cards, some friends may encounter situations where their credit cards are blocked. Will they be notified if their credit cards are blocked? And what might be the reasons for a blocked credit card? Generally speaking, when a credit card is blocked, the bank will notify you via text message. For example, China Merchants Bank. Card friends also need to look at what causes card blocking to avoid these pitfalls.

1. Improper card application channels: If you apply through an intermediary or a card agent, some of your personal data and personal information may be exaggerated or filled in falsely. Even if the bank successfully issues the card to you, the use process will not be complete. As long as there is any suspicion, the card will be blocked directly.

2. Improper card swiping transactions at the POS machine: Repeated operations at the same POS machine for several months; if the credit card limit is 20,000, after getting the card activated, in order to increase the limit as soon as possible, you will immediately go to the POS machine once If the same card is swiped on the same low-rate POS machine on a fixed date every month, it will cause the card to be blocked if it occupies bank funds.

3. The transaction amount is questionable: Alipay is used too much for payment in a short period of time. For example, CITIC’s maximum single transaction is 1,000, and multiple transactions are 998, 995, 899, 999 and other similar numbers. Or the transaction amounts swiped are all integers, such as 10,000, 50,000, 100,050, etc., which can easily arouse the suspicion of the bank. For a long time, the account will be frozen at best, or the card will be blocked directly.

4. The transaction time is questionable: there are transactions beyond normal business hours, for example, merchants in the wholesale market have transactions after get off work; the same card has transactions on two or more terminals within 30 minutes, Regardless of success or failure, including checking the balance.