Yes, CCB credit cards can handle foreign currency consumption installments. After USD consumption, after the account is entered (the account entry mentioned here does not mean the bill is issued, because overseas consumption cannot be queried immediately, it usually takes at least 2-3 days to inquire the consumption record, so it must wait until the account is entered, that is, you can After querying the consumption record) to three working days before the latest bill date (working days do not include weekends and holidays), call the CCB credit card customer service hotline to apply for consumption installment. The U.S. dollar amount must first be converted into RMB amount according to the CCB foreign exchange purchase rate before the installment is processed. After success, the principal and handling fee to be repaid in each installment will be the RMB amount. The amount in US dollars converted into RMB must be greater than or equal to 500 yuan before you can apply. Only handling fees are charged, no interest is charged.

For example, if you spend 100 US dollars (assuming the exchange rate is 6.2, converted into RMB is 620 yuan), divided into 3 installments, the handling fee interest rate is 0.7% (charged monthly), calculated as follows:

Handling fee: 620*0.007=4.34 yuan/month? 3-month handling fee***: 4.34*3=13.02 yuan.

Principal: 620/3=206.67 yuan/month

Amortized and repaid every month: 4.34+206.67=211.01 yuan?

Consumption installment Handling fee chart: