Cat Tmall refers to a virtual credit card product owned by Alibaba. At present, it supports consumption on multiple Alibaba platforms such as Tmall, Taobao and Alipay, and users can increase their credit limit through repayment. Card Tmall itself is not a physical credit card, but a virtual credit card. By opening the card Tmall function, users can spend online at merchants who support card Tmall payment and enjoy the same experience as physical credit cards.

To open the one-card Tmall function, users need to provide ID card and bank card information, and they can only use it after passing real-name authentication. Cat Tmall is a credit card product for young people. It does not need a guarantor or proof of assets, and the maximum amount is 30 thousand yuan. Young people who are suitable for short-term consumption and can repay on time. At the same time, Tmall also provides a variety of preferential services, such as the reduction of the first order and the cash back of consumption. , can meet the various consumer needs of users.

With the continuous development of new trends such as mobile payment and digital currency, the virtual credit card market is gradually expanding. As a credit card product under Alibaba Group, Cat Tmall has certain market competitiveness and also provides users with a brand-new consumption model. In the future, with the further development of the virtual credit card market, CatTmall is expected to become one of the main participants in the credit card market, and will also bring more convenience and preferential services to users.