Current location - Trademark Inquiry Complete Network - Overdue credit card - What is a credit union card?
What is a credit union card?

All-in-one card is the integration of deposit, withdrawal, transfer and consumption; Set the current account, which is fixed on one card. The so-called "all-in-one-card" is to realize intelligent management of multiple different functions on the same card. Many devices are used on one card, instead of different cards with different functions and different machines used on different cards. All-in-one-card is widely used in all small consumption areas of urban residents' daily life, such as public transportation, light rail, highway toll collection, public utilities payment, medical and health care, tourism, shopping, catering and entertainment.

Extended information:

As a banking financial institution, rural credit cooperatives have their own characteristics, which are mainly manifested in the following aspects: farmers and other individuals in rural areas jointly form a cooperative financial organization with mutual assistance as its main purpose, and its business operation is managed and operated by personnel designated by members on the basis of democratic elections, and it is responsible to members. Its highest authority is the members' congress, and the executive body responsible for the management of specific affairs and business operation is the Council.

The main sources of funds are the shares paid by cooperative members, the retained provident fund and the absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually widened the lending channels, which is no different from commercial bank loans. Because the business object is the cooperative members, the business procedures are simple and flexible.

the main tasks of rural credit cooperatives are: to organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and members' family economy, and limit and crack down on usury in accordance with the provisions of national laws and financial policies.

Reference: Baidu Encyclopedia-Rural Credit Cooperatives