Should all overdue enforcement be forced to land?

The consequences may be as follows:

1. The direct impact of forced landing for collection is collection, and you will face Collection of loan platforms.

2. The forced release of penalty interest means that the online loan will not be repaid, so penalty interest will definitely occur after the overdue period. The longer the overdue period, the more the penalty interest will be.

3. If the credit reporting platform chooses to be forced to go ashore, the loan platform will definitely report it to the central bank’s credit reporting system if it is overdue. Nowadays, if there is an overdue record in the credit reporting period, the impact will still be relatively large. of. Has anyone succeeded in forcing credit card landing? You can do these things well!

;?Although credit cards are a product of banks, you can be forced to land a credit card if you owe money and cannot pay it back. However, compared with online loans, it is more difficult to force a credit card to land. However, if you master the methods and skills, It's still achievable. If you can do the following points, the forced landing of your credit card will not be far away from success. Let’s take a look at it together.

What can be done to successfully force the landing? 1. To force the landing of a credit card, you must pay back the money. Forced landing without repayment will not work. After all, if you owe the bank money, you may still be held criminally responsible. of. 2. Don’t avoid debt collection by changing your number or moving to another employer. Keep your phone open, face debt collection patiently and kindly, and express your willingness to repay. If you can borrow money and repay it in full, you will still have to pay every month if you can’t borrow money. For repayment, it is best to determine the monthly repayment amount based on the total amount owed. Remember: you must pay it back! You must pay it back! You must pay it back! Say important things three times. 3. If your credit card is overdue and you don’t have the money to repay it in the short term, you can try to negotiate with the bank to suspend the payment. If it is indeed impossible to repay the loan under special circumstances and the bank does not agree to negotiate, you can go to the local banking regulatory bureau to complain that the bank violated Article 70 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks" and describe your situation and appeal for suspension of interest and debt suspension. Feedback in written form to the Banking Regulatory Bureau. 4. Use the credit card in your hand enough times to waive the annual fee and stop worrying about it. Do not use the card to maintain the card or borrow money to repay the card. In short, do not increase the debt. If you encounter financial problems, you can ask family or friends for help.

In addition, before being forced to go ashore, you must make the following preparations: 1. List the debt status of each card. If you have multiple credit cards and each card has debts, then list the debts of each card according to the repayment date and the amount owed. You can pay off the debts on the cards with the smaller debts first. Then slowly pay off the larger amount of debt. 2. Increase revenue and reduce expenditure, and work hard to make money. Credit cards are forced to be repaid, which requires everyone to cut costs and save unnecessary expenses to pay off card debts. Of course, the most important thing is to improve your earning power, change to a company with high wages, or do some part-time work to make money. . The above are the basic symptoms of a successful forced landing. If these conditions are met, then you are not far away from a successful landing. Is there a penalty for forced disembarkation? What are the consequences of forced disembarkation?

;? Nowadays, many people with large loans want to be forced to go ashore, but they are worried that they will not be able to bear the consequences of being forced to go ashore. Some friends asked very worriedly: Is there any penalty for forcing people to go ashore? Here, we will clear up your doubts.

Under normal circumstances, loans are civil acts, and forced landing will only cause some civil disputes and will not rise to the level of criminal offenses. Therefore, the possibility of forced landing penalties is very low, so there is no need to worry. However, those who originally obtained loans with impure purposes, obtained loans through fraud, and intentionally defaulted on repayments are likely to be charged with loan fraud and sentenced to penalties. Although there is no penalty for being forced to go ashore, everyone still needs to bear a lot of pressure. For example:

1. Long-term debt collection. For those who want to be forced to go ashore, they will definitely be subject to heavy debt collection for a period of time. Everyone will have to face phone collection, door-to-door collection, and may even have to face violent collection. When being violently collected, the safety of everyone's personal and property is often not guaranteed.

2. Impaired credit reporting. Now, more and more financial institutions will report non-performing loans to the credit reporting system.

Therefore, friends who choose to be forced to go ashore are likely to cause huge stains on their credit reports, which will affect their future job hunting, starting a business, etc.

3. Become a "Lao Lai" If financial institutions use legal means to deal with debtors, then forced disembarkation is likely to make everyone become a "Lao Lai". In our country, many behaviors of "lao lai" and their children will be restricted. To sum up, there is basically no penalty for forced disembarkation, but you still need to face a lot of pressure, which may have a negative impact on your life. Is it possible to force ashore? See which situation suits you!

; Online lending has developed faster and faster in recent years, and some lawless elements have begun to engage in loan sharking. When encountering similar situations, many people will choose to go ashore by force. So what is the effect of forced ashore? Does it make sense? Why is everyone forced to go ashore?

1. Subjective coercion. Nowadays, many people with low income or no job at all use several different mobile phones to apply for various small loans every day, especially online loans with high interest rates. Because the threshold is low and Payments are made quickly, and hundreds or thousands of dollars are received each time. As long as you can make 1-2 payments a month, you will be considered as a salary. These borrowers have never considered repayment. Their daily job is to take out small loans. They are not afraid of the other party having their address book exposed. It doesn't matter anyway, so it is very easy to force them to go ashore.

2. Being forced to do so: I have seen too many people borrow some anti-aircraft gun platforms due to financial constraints, but the interest rate is too high. The penalty for one day overdue is 100, and it will take a few days to pay back. The interest rates on these anti-aircraft artillery platforms are illegal and cannot be negotiated, so they have no choice but to be forced to disembark. Most of these people have normal families and regular jobs, so the pressure to force disembarkation is very high, and there are successes and failures.

Third, we must force borrowers to complain that these anti-aircraft guns and loan sharks are illegal loans with horrifyingly high interest rates. I originally wanted to negotiate the repayment of the principal and interest, but the other party continued to abuse, threaten and harass them to collect the money. Address book, angrily called the police, and even the police said there was no need to return it. Therefore, if you encounter similar situations, you can use reasonable methods to protect your rights and interests, such as collecting evidence to report complaints, setting up interception software, and calling the police at critical times.