Credit card

ICBC China Travel Card is a credit card jointly issued by ICBC, China UnionPay and China National Tourism Administration. This credit card mainly has three levels: platinum card, gold card and general card. Applicants can apply according to their actual situation. This kind of credit card mainly provides cardholders with preferential services related to tourism. Cardholders can enjoy online booking of scenic spots tickets, and domestic designated restaurants, shopping, entertainment and other merchants can enjoy preferential discounts by swiping their cards.

when traveling in China, the main worry is the procedural cost and support generated by inter-provincial and inter-bank travel.

First of all, now the UnionPay system is fully covered, so there is no problem of never receiving or being unable to pay, and all of them can be used, which mainly depends on the cost.

secondly, the cost. The expenses of the five state-owned enterprises are generally higher. Therefore, although there are many outlets of ICBC, CCB, ABC, BOC and Bank of Communications, the expenses incurred across provinces are high, so you can prepare a small amount of money in any of them for emergencies.

prepare the cards of city commercial banks or famous commercial banks. Generally, commercial banks offer the services of off-site settlement and inter-bank withdrawal free of charge. You can ask whether the bank with your card has this service.

there is no handling fee for credit card and swipe card consumption, just bring one at will. This is the main settlement card for going out. Or choose the one with the highest score.

a credit card is a credit card. According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.