How to cancel CITIC Bank's credit card
The cancellation method of CITIC Bank's credit card is as follows:
1. The fastest cancellation method of CITIC Bank's credit card is to apply for cancellation directly by calling CITIC Bank's credit card customer service telephone number: 4-889-5558. However, it should be noted that before canceling the credit card, make sure that there is no debt in the account and there is no balance at the same time, and then call the credit card customer service phone to transfer to manual service and directly apply to the manual customer service for canceling the credit card.
2. You can also cancel your card at the counter of the bank outlet. You need to bring your ID card and credit card to the bank to fill out the application for account cancellation. If the credit card is in arrears, you need to make up the arrears, and the bank will call to confirm it in a few days before canceling it.
1. How long will it take for CITIC Bank to approve the credit card loan?
It usually takes three working days to approve the loan by credit card of CITIC Bank, and the lender can receive the payment within one working day after the credit card of CITIC Bank is approved.
if the lender fails to review the loan application for a long time after submitting it, the lender should call the credit card customer service hotline of China CITIC Bank to ask the specific reasons. It should be noted that the lender must keep good credit information and no bad debts before applying for a loan.
second, what is the impact of three days overdue on CITIC Credit Card?
it doesn't matter if citic credit card is overdue for three days.
There is a three-day repayment grace period for CITIC Bank's credit card. If the borrower fails to repay after the three-day repayment period, the overdue credit record will appear. If it is repaid in full within three days after the repayment date, it will be regarded as timely repayment. If it is not repaid in full, it will not be overdue as long as the repayment amount exceeds the minimum repayment amount, but interest will be generated at this time.
3. How to exchange credit card points of CITIC Bank?
There are several ways to redeem credit card points of CITIC Bank:
1. Website redemption: First, log in to CITIC Bank's online banking, click to enter integral mall, and you can check credit card points in the mall, select goods to redeem according to your existing points, submit an order, and improve the receiving information, and then the redemption can be completed.
Operating environment:
Brand model: Lenovo notebook computer Xiaoxin Air15 Ruilong Edition
System version: Windows11
Browser: Google chrome Browser
Browser version: 87..428.88
2. SMS exchange: You need to edit the SMS with your mobile phone number bound at China CITIC Bank: "Cr
3. wechat redemption: firstly, log in to the wechat account of citic credit card, click and select "my account"-"points redemption", and then click enter to redeem points gifts as required.
operating environment:
brand model: iPhone13
system version: iOS15.
app version: 8..16
4. mobile phone app redemption: first log in to the "dynamic card space" app of CITIC Credit Card, and select "Friends Fish" on the home page. Points ",you can choose the product you want to change.
operating environment:
brand model: iPhone13
system version: iOS15.
app version: 8..
cancellation method of citic bank's credit card
before cancellation of citic bank's credit card, it is impossible to cancel the credit card with arrears, so be sure to pay back the arrears.
if you have a bad credit record due to overdue, you should choose to continue to use it, repay it on time every month, and spend more by credit card.
because faced with this situation, it can't be eliminated in a short time. Only by choosing the method of continuing to use can the bad records be overwritten. Once the cancellation is overdue, the record cannot be eliminated.
The cancellation method is as follows:
1. Telephone cancellation
If you need to cancel the credit card of CITIC Bank, you can choose to call the 24-hour customer service number 488-95558 for cancellation of the credit card of CITIC Bank, and you can cancel the card directly if you switch to manual work.
You only need to follow the telephone prompts to find the manual service and explain the reason why you want to cancel your credit card, and the customer service staff of CITIC Bank will help you with it, but it will take several working days and you will not be cancelled at that time.
2. Cancellation of outlets
You can bring your valid ID card and the credit card to be cancelled, go directly to the outlets of CITIC Bank and cancel it through the counter of CITIC Bank, but you can only cancel it if you ensure that the credit card has not been owed.
and it must be me. Just ask the staff at the counter to cancel. If you have more questions, you can also consult the bank staff.
how to cancel the credit card of citic bank
cancellation of the counter of citic bank. Counter cancellation requires you to bring your credit card and ID card, and then give it to the counter staff for cancellation.
China CITIC Bank cancelled the call. Call the customer service telephone number of CITIC Bank at 48895558 to apply for cancellation.
On December 8, 23, CITIC Bank Credit Card Center officially issued CITIC credit cards to the outside world. By the end of October, 26, the cumulative number of credit cards issued has reached nearly 2 million, ranking among the top in the domestic banking industry, among which CITIC Platinum Credit Card ranks first in the country, initially establishing its position and brand image in the credit card market in China.
CITIC Bank's credit card has always been aimed at serving the public, and it will serve the public better. Many people who have used credit cards know that credit cards are very convenient, not only in domestic shopping malls and supermarkets, but also in some foreign consumption places. Credit cards have greatly facilitated the general public and made banks gain more profits from them.
the credit card of China citic bank is one of them, but there are several problems that should be paid attention to when using it.
First of all, it is necessary to develop good consumption habits, so as not to brush off all the credit lines without restraint. Credit cards are used in some occasions when cash and bank cards can't be paid normally. Credit cards of CITIC Bank have a certain amount, and the amount of ordinary high-quality customers will be higher accordingly.
Another thing to note is that the credit card of CITIC Bank must be repaid on time. Repayment on time is a sign of a person's sense of responsibility. If the cardholder cannot guarantee timely repayment, it is best not to use the credit card.
CITIC Platinum Card will charge an annual fee after upgrading from Puka to Platinum Card, which cannot be offset by points, and it will be deducted after the user definitely upgrades, regardless of whether you open the card (Platinum Card). CITIC Bank Credit Card Center is a business department set up by CITIC Bank Head Office in Shenzhen to conduct centralized operation, independent accounting, corporatization and professional management of credit card business.
CITIC Bank provides a number of financial services, and at the same time, it can provide loans to all sectors of society. Personal credit loans account for a large proportion of CITIC Bank's loan business. In many cases, personal credit loans can be applied for installment payment. If the current bill amount of cardholders reaches 8 yuan or above, they can apply for interest-free installment payment.
However, the consumer who has been in the shopping mall or after a single consumption installment cannot use the bank's re-installment payment requirements.
In addition, it should be noted that the holders of CITIC Bank credit cards can only apply for interest-free installment payment within three working days from the bill date to the repayment date.
Let's stop here for the introduction of how to cancel the credit card of CITIC Bank.