1. The applicant submits the car loan application materials;

2. The handling bank conducts a preliminary review of the application materials submitted by the applicant, and conducts a credit investigation and customer evaluation of the applicant;< /p>

3. Approval of loan applications that meet the loan conditions through preliminary review and credit investigation;

4. If approved, the applicant will be notified to sign a contract, loan, mortgage or pledge, etc. Relevant procedures; if the application fails to pass the examination and approval, an explanation must be provided to the applicant;

5. After the application contract takes effect, the handling bank will issue the loan. A special lending method is adopted, that is, the handling bank directly issues the loan according to the loan contract.

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Hello, the tips for repaying a car loan with two credit cards are as follows:

The credit card installment fee needs to be paid in full in the first installment, and the repayment pressure of the first installment may be Slightly larger. Go to a 4S store with a loanable brand to purchase a car model → apply for a credit card loan from the bank → wait for review → pay the down payment, handling fees, purchase vehicle insurance and apply for mortgage business → pick up the car and make regular monthly repayments.