Ping An Credit Card has 16,000 points in 12 installments, and one installment requires about 1,706.44 yuan. Ping An Credit Card has 12 installments of 16,000. The repayment amount of each installment may vary according to the specific repayment plan and interest rate. Generally speaking, the repayment calculation formula is: repayment amount per period = [loan principal × monthly interest rate × (1 + monthly interest rate) ^ number of repayment periods] / [ (1 + monthly interest rate) ^ number of repayment periods - 1]. Assuming that the monthly interest rate is 0.5%, the repayment amount per period calculated based on the above formula is approximately 1,706.44 yuan. However, the specific repayment amount may be affected by factors such as penalty interest and late payment fees, and the final repayment amount may change.