The cash advance limit of Minsheng Bank’s personal credit card cannot exceed 40% of the total credit limit.

At the ATM machine

The cumulative number of cash withdrawals per card per day shall not exceed 3 times. When the cardholder uses the advance cash limit to withdraw cash, the cumulative daily cash withdrawal amount for each card will be The amount shall not exceed 2,000 yuan; the amount of overseas cash advance is limited to: the cumulative amount of cash withdrawals on the day shall not exceed 1,000 US dollars or its equivalent in foreign currency, and the cumulative amount of cash withdrawals in the current month shall not exceed 5,000 US dollars or its equivalent in foreign currency.

Cash advance over the counter

In China, you can withdraw cash within the cash withdrawal limit with your card and password at the counter of a Minsheng Bank branch, or with your card at the counter of a VISA or MasterCard overseas member bank. When withdrawing cash within the cash withdrawal limit with a valid personal ID card, the handling fee will be directly deducted from the account. The daily cumulative cash withdrawal amount per card shall not exceed RMB 2,000.

Do not use the cash advance function in non-emergency situations, because there is no interest-free repayment period for using a credit card to advance cash, and interest will start to be calculated from the day you withdraw the money; second, cash advance The interest is very high, with a daily interest rate of 0.05%, and compound interest can also be calculated! Third, the handling fee is very high. Generally, the handling fee is more than 1% and is charged in one time. The other is a cash advance that is generally not given with points.