1, Meituan has two options for refund, one is to return Meituan's account, and the other is to return the credit card in the original way. It usually takes 3 working days to return to the Meituan account and 3-5 working days to return the credit card.

2. The refund process is as follows: (1) The cardholder applies for a refund from the merchant. (2) The merchant agrees to refund. (3) The merchant submits a refund application to the bank. (4) The bank agrees to refund. (5) The bank will refund the money to the cardholder. (6) The difference between the two options is in Article 5, one is to return the Meituan account and the other is to return the credit card.