How to pay off a credit card with a bank card

There are many ways to pay off credit card debts with a debit card. You can transfer the funds in the debit card through automated teller machines (ATMs) or bank counters. Take it out, and then return the credit card balance through automatic deposit and withdrawal machines (ATMs) and bank counters. Cardholders can also use funds in their debit cards to repay credit card debts through online banking transfers.

Cardholders can actively repay through bank counters, automatic deposit and teller machines (ATMs), online banking transfers, the bank's WeChat official account, etc., or through inter-bank transfers, Alipay, WeChat and other third parties Channel self-service repayment.

If the cardholder fails to repay the credit card balance as scheduled, he will need to pay credit card repayment penalties. Repayment default penalty means that the cardholder fails to repay the minimum repayment amount before the due repayment date (inclusive). In addition to the loan interest payable, he should also pay a certain proportion of the unpaid portion of the minimum repayment amount to the bank. liquidated damages.

Bank cards are generally divided into debit cards and credit cards. A debit card is a savings card and a credit card is a credit card. If the cardholder cannot independently complete the operation of repaying the credit card debt with the debit card, he can go to the card-issuing bank and ask the staff to assist in repayment.

Cardholders can activate the automatic repayment function in the card issuing bank. After activating the automatic repayment function, the cardholder does not need to take the initiative to repay the card, and the bank will automatically deduct the payment on the repayment date.

How to pay off a credit card account

1. Deposit money at an ATM machine: Just go to the deposit machine and deposit money into the credit card. The extra money you deposit can also be used for consumption. 2. Repayment at the counter: You can also repay at the bank counter. 3. Repayment by transfer: Transfer money to a credit card through transfer. Please note that transfers across banks and cities are subject to handling fees. 4. Bind a bank card for automatic repayment: You can bind a savings card, so that every repayment date will be automatically repaid for you. Of course, it must be from the same bank as the credit card, and you must also ensure that you save on the repayment date. The card must have enough money, otherwise interest will be calculated if the repayment fails. 5. Alipay and Tenpay repayment: You can repay the credit card through Alipay or Tenpay. There is currently no handling fee. To sum up, credit cards generally have an interest-free period of 20 to 50 days, and we do not need to pay interest during this period of repayment. For us, when using a credit card, we must clearly know how to calculate the repayment date, so that we can pay back in time to avoid overdue payments. Because once it is overdue, it may affect our credit record, and in serious cases, it may violate the law, and the gain outweighs the loss.

How to pay off a credit card?

You can handle credit card repayment through the following channels:

1. Palm Bank: Please log in to the Palm Bank APP and click "Credit Card → Repayment" on the homepage to make your own Agricultural Bank of China credit card payment , repay other people's Agricultural Bank of China credit cards; click "Credit Card → Repayment → Set Agreed Repayment" to apply for automatic repayment of your own Agricultural Bank of China credit card debt.

2. Online banking: Please log in to personal online banking, click "Credit Card → Repayment → One-click Repayment" to repay your Agricultural Bank of China credit card debt; click "Credit Card → Repayment → Agreed Repayment", You can apply for automatic repayment of your own Agricultural Bank of China credit card debt; click "Credit Card → Repayment → Repay Other People's Cards" to repay other people's Agricultural Bank of China credit card debt.

Warm reminder: If you need to repay credit cards from other banks, you can do so through "transfer".

(Answer time: June 25, 2021. In case of business changes, please refer to the actual situation.)

How to transfer repayment to a credit card

Yes Transfer money from bank debit card to credit card for transfer repayment.

Repayment method:

1. Use your own bank card (other people’s bank card) to transfer and repay through the bank’s online banking;

2. Make credit card repayments through mobile banking bound to a bank card;

3. Use a third-party repayment platform (Alipay, wallet, etc.) bound to a bank savings card to make transfer repayments.