The concept of credit card (debit card) opening and activation is the same, which is that the user activates the credit card (credit card). Of course, there are many ways to activate, such as APP activation, online banking activation, telephone activation, WeChat activation, SMS activation, and counter activation. Only the first card applied through the network needs to be activated face to face, and the credit card (credit card) applied later can be activated in any way.

For users, credit cards (debit cards) must be activated before they can be used. Some high-end credit cards (credit cards) will be charged an annual fee if they are successful, regardless of whether the users are activated or not.