1 Copy of the front and back of the ID card.
Copy of bank card (bank card with current amount or deposit balance in the last six months).
The annual income certificate issued by the work unit.
Financial proof
Property: Property Ownership Certificate-1 Copies of property ownership certificates of all state-owned commercial houses, villas, office buildings or shops under the name of the handler; If it is joint property, please provide a copy of the joint certificate. If no real estate license is issued, please provide a copy of the commercial housing sales contract.
Vehicle certificate-A copy of the driving license (the photo page of the vehicle must be copied), a copy of the car purchase invoice and a copy of the insurance policy must be provided for the vehicle purchased within 5 years under the name of the agent.
If the applicant is a company legal person or shareholder, please provide the following information:
Company information
Copy of the company's business license
Copy of articles of association
Copy of tax registration certificate
Copy of organization code certificate
Tip: The standard requirements of each bank are different, and the above information may be incomplete. It depends on the requirements of the bank. When submitting the completed application form, the bank will reply according to your conditions. You can also enter your ID number in the bank official website to check the application progress. But proof of work and income is very important.
Process:
If you are an ID card holder or an overseas person, please provide your passport (personal data page and visa validity page), or Hong Kong and Macao residents' travel permit to and from the mainland, or Hong Kong and Macao compatriots' home visit permit, or a copy of Taiwan Province residents' travel permit to and from the mainland. There is also a financial certificate or income certificate from the bank;
Fill in an application form at the counter first;
After filling it out, give the application form, a copy of the certificate and proof to the counter, and then the bank will review it. Just wait for the bank loan officer to contact you. If the application is successful, the credit card will be sent to the address you fill in.
After receiving the credit card, call the bank customer service phone to activate it and you can use it.