Under normal circumstances, it cannot be exchanged unless it expires or you report the loss and get a replacement.

Credit card expiration means that your current credit card has reached its expiration date. Generally, the expiration date of the card itself is printed on the front of each credit card, and after the expiration date, the credit card cannot be used.

After the Bank of Communications credit card expires and the phone number reserved by the customer has not been changed, the customer service will proactively contact you to notify the customer of a new card and confirm some personal information with the customer to mail a new one. Card. Otherwise, customers are advised to consult customer service.

1. What is a Bank of Communications credit card?

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals and pursuits in life and career, know how to enjoy, and are more willing to struggle. Sometimes there are people who want to study, do business, research or travel abroad.

2. Business introduction

Online card application refers to completing the application, registration, review and verification of credit cards through the Internet. The way to handle a series of matters such as certification has become a business that various banks are rushing to develop because of its advantages such as speed, convenience and security. Bank of Communications Credit Card is also vigorously promoting online card processing through a series of preferential activities

Super Online card application: From September 30, 2013 to December 31, 2013, any new customer who submits an application online through the Bank of Communications credit card website and is successfully issued a main credit card will receive a 100 yuan credit card bonus, and can also Enjoy free express delivery and get your card as soon as the next day

Haoxiangdai

A new credit card installment payment service launched by Bank of Communications, with a high exclusive limit (up to up to 150,000) and convenient service processes to provide bulk consumer credit support. After signing up for Haoxiangdai, when the consumption reaches the set transaction starting amount, the system will automatically carry out installments, with a repayment period of up to 24 months, every month. The highest handling fee is only 0.72%.

The Reddest Friday

"The Reddest Friday" is a Bank of Communications credit card based on the rigid demand of urban groups for Friday consumption and the joint efforts of many merchants across the country. Creating a Friday rebate activity for card consumption is also the first marketing brand created by Bank of Communications Credit Card in the industry that focuses on single-day consumption.

Points Paradise

Points Paradise is also the first one in the industry. It is the points mall of Bank of Communications credit cards. Here, customers can redeem points or swipe their cards to purchase the goods they want. But it is also different from the mall because users can transfer points from multiple Bank of Communications credit cards in their name. Merging can greatly help customers reduce the waste of points.