We know that all credit cards have an interest-free period, that is, you can spend in advance and pay back the money in a few days, during which the bank is interest-free. Consumers can generally enjoy an interest-free period of 50 to 60 days (different banks), which is equivalent to the interest-free loan that banks lend consumers for about 2 months. This is the most attractive place for credit cards.

Credit cards greatly facilitate consumers to go out for consumption and bring great fun to cardholders' daily life. How to make good use of credit cards through proper channels and ways, so as to save money every time, so as to realize financial management and consumption.

But sometimes, due to lack of funds, it is possible that the credit card will not be paid. What should I do at this time? One way is smart credit card repayment, so what is smart credit card repayment?

Smart credit card repayment means that you can pay off the bill in full with 5% of the bill amount, and you don't need manual operation. You only need to set up a scheme to perform it automatically. Moreover, this kind of intelligent repayment is carried out on the landing merchants with points, which is very helpful for credit card withdrawal.

However, it is best to repay the credit card directly and in full. If it is really because of financial difficulties, you can try smart credit card repayment.

The so-called smart repayment actually means that there is a system to directly realize payment, repeated repayment and payment. In other words, there is a system that can realize intelligent repayment and intelligent credit card swiping. The so-called "credit card", to put it bluntly, is nothing more than cash. In this way, as long as 5- 10% of the original amount is reserved in the user's credit card, the system can realize automatic repayment.