Current location - Trademark Inquiry Complete Network - Overdue credit card - How can I sue if my credit card is swiped by a friend?
How can I sue if my credit card is swiped by a friend?
1. The following evidence can be provided: there must be a debit note, audio recording or online chat record as evidence of agreeing to swipe the card.

1. The format of the IOU should be standardized, and the debtor, creditor, loan amount, time, purpose and agreed repayment date should be as detailed as possible.

2. Information such as the name, identity, loan amount and purpose of the debtor and the creditor must be clearly distinguished in the recording and chat records.

(If yes, the case cannot be filed before the legal prosecution date. )

Stealing credit cards does not require evidence, but is questioned by the police and then investigated and collected by the police. Second, the final solution:

1. If the credit card is stolen by a friend, it is suspected of credit card fraud, and it is recommended to call the police;

2. If the credit card is used with the consent of the parties, it is a civil case, and it should be sued to the court for repayment; You must have a debit note, audio recording or online chat record as evidence of agreeing to swipe your card.

1. The format of the IOU should be standardized, and the debtor, creditor, loan amount, time, purpose and agreed repayment date should be as detailed as possible.

2. Information such as the name, identity, loan amount and purpose of the debtor and the creditor must be clearly distinguished in the recording and chat records.

(If yes, the case cannot be filed before the legal prosecution date. )

Stealing credit cards does not require evidence, but is questioned by the police and then investigated and collected by the police.

Pay back the credit card debt first, and then ask the other party for money. If the credit card is not returned, the bank will hold the cardholder accountable.

2. Article 196 of the Criminal Law Whoever commits credit card fraud under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(1) Using a forged credit card;

(2) Using an invalid credit card;

(3) Fraudulent use of another person's credit card;

(4) malicious overdraft.