Bank of Communications Pacific Card has an annual fee. Bank of Communications Pacific Card has different annual fees depending on its nature: Bank of Communications Dual Currency Pacific Credit Card gold card has an annual fee of 200 yuan/year, and regular card has a charge of 200 yuan/year. Card 140 yuan/year; Bank of Communications Single Currency Pacific Credit Card gold card main card 120 yuan/year, regular card main card 80 yuan/year.

The annual fee for the Bank of Communications Pacific Credit Card is waived in the first year. If you make 6 purchases with the card in the first year, you will be exempted from the annual fee in the following year. The annual fee for the third year will be waived by swiping the card 6 times in the following year, and so on.

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Bank of Communications Pacific Card is a credit card that integrates three major functions: credit consumption, cash advance, and transfer settlement.

Fees

Late payment fee: 5% of the unpaid portion of the minimum repayment amount for each period;

Over-limit fee: 5% of the portion exceeding the credit limit;

Local inter-bank cash withdrawal: 1% of the transaction amount, the minimum fee is 3 yuan;

Local inter-bank cash withdrawal: 1% of the transaction amount, the minimum fee is 3 yuan;

Cash withdrawal from other places: 1% of the transaction amount, the minimum fee is 3 yuan;

Cash withdrawal from other places: 1% of the transaction amount, the minimum fee is 3 yuan;

Overseas UnionPay cash withdrawal: transaction amount 1, the minimum charge is 15 yuan;

Overseas non-UnionPay cash withdrawal: 1 of the transaction amount, the minimum charge is 3 US dollars, the maximum charge is 30 US dollars;

Overseas emergency cash withdrawal: transaction 1 of the transaction amount, the minimum charge is US$3;

Local peer overpayment recovery: 1 of the transaction amount, the minimum US$ charge is US$3, the minimum charge is US$3, and the maximum charge is US$30;

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Local inter-bank overpayment recovery: 1% of the transaction amount, the minimum US dollar charge is 3 US dollars, the minimum charge is 3 yuan, the maximum charge is 30 US dollars;

Overpayment recovery from non-local counterparts Return: 1% of the transaction amount, the minimum USD fee is 3 USD, the minimum fee is 3 yuan, the maximum fee is 30 USD;

Overpayment recovery across different places: 1% of the transaction amount, the minimum USD fee is 30 USD 3 US dollars, the minimum charge is 3 yuan, the maximum charge is 30 US dollars;

Overseas UnionPay overpayment recovery: 1% of the transaction amount, the minimum US dollar charge is 3 US dollars, the minimum charge is 15 yuan, the maximum charge is USD 30;

Overseas non-UnionPay overpayment recovery: 1% of the transaction amount, the minimum fee is USD 3, the maximum fee is USD 30;

Overseas emergency card replacement handling fee : 175 US dollars, the gold card loss reporting fee is 0 yuan, and the regular card loss reporting fee is 35 US dollars;

Card replacement cost: 20 yuan;

Express fee: 20 yuan;

Handling fee for making (and sending) statement: 5 yuan per copy;

Loss report fee: 50 yuan;

Password reset letter handling fee: 20 yuan;

Review the domestic purchase order: 6 yuan 6 yuan;

Review the foreign purchase order: Dual Currency Card $6 Dual Currency Card $6;