It is a VISA credit card. There are also VISA single-label credit cards and VISA+UnionPay dual-label credit cards. The VISA single-label credit card only has the VISA logo on the card surface and is suitable for overseas use. It is a chip card. VISA+UnionPay dual logo credit card has two logos: VISA and UnionPay. It can be used both domestically and overseas. It is a magnetic stripe card.